Educational Loans provided by NBCFDC | Department of Social Justice and Empowerment - Government of India

Ministry of Social Justice & Empowerment

Ministry of Social Justice & Empowerment

NBCFDC provides Educational Loans to the students of Backward Classes living below double the poverty line for pursuing general/ professional/technical courses or trainings at graduate and/or higher levels. Maximum loan limit in India is Rs.10 lakh and abroad is Rs.20 Lakh. The rate of interest is 4% p.a. and girl students will get at special concessional rate of interest @ 3.5% p.a.

NBCFDC loan : 90% for study in India and 85% for study abroad.

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Last updated on : 17 August 2026